QSA_New_V4 Exam Dumps - Qualified Security Assessor V4 Exam

ï‚·Mandatory ROC Template

PCI DSS v4.0 mandates the use of the PCI SSC-provided ROC Template for all Reports on Compliance​​.

This ensures standardization, completeness, and accuracy in documenting compliance assessments.

ï‚·Sections of the ROC Template

The ROC includes mandatory sections:

Assessment Overview:General details, scope validation, and assessment findings.

Findings and Observations:Detailed compliance status per requirement.

ï‚·Prohibited Practices

Assessors cannot use self-created ROC templates. Deviation from the PCI SSC-approved template may result in rejection of the report​​.

ï‚·Key Changes in v4.0

Enhanced focus on the integrity of reporting and inclusion of specific findings to ensure alignment with PCI DSS objectives.

Added support for the customized approach within the ROC structure​​.

ï‚·Settlement in the Payment Process

Settlement is the stage where the merchant’s bank pays the merchant for the transaction, and the cardholder’s bank debits the cardholder's account.

PCI DSS does not explicitly describe the settlement process but emphasizes the protection of data during all stages​​.

ï‚·Transaction Stages

Authorization:Approves the transaction.

Clearing:Data is sent to the cardholder’s bank.

Settlement:Funds are transferred between banks.

Chargeback:Disputes are handled, and funds might be reversed.

ï‚·Segmentation Defined

PCI DSS v4.0 specifies that effective segmentation separates the CDE from out-of-scope environments, minimizing the risk of unauthorized access to cardholder data​.

ï‚·Key Requirements for Segmentation

Network traffic between the CDE and out-of-scope networks must be completely prevented. This ensures that out-of-scope systems cannot introduce risks to the CDE.

Methods like firewalls, ACLs (Access Control Lists), and other technologies may be used to enforce segmentation.

ï‚·Incorrect Options

Monitoring or logging traffic (Options A and B) without preventing access does not achieve segmentation.

Virtual LANs (Option C) alone are insufficient unless properly configured to enforce traffic isolation​​.

ï‚·Dual Approach Flexibility:

PCI DSS allows entities to use both the Defined Approach and the Customized Approach for the same requirement if eligible and documented appropriately. This can provide flexibility in addressing complex environments​​.

ï‚·Clarifications on Valid Options:

A:Entities are not restricted to a single approach.

B:Compensating controls are unrelated to the choice of approach.

C:Entities can use compensating controls if applicable and justified.

ï‚·Documentation and Assessment:

Both approaches must be properly documented and validated in the Report on Compliance (ROC), with clear evidence demonstrating compliance​.

ï‚·Visitor Management Requirements:

PCI DSS Requirement 9.3 specifies that visitors must be escorted at all times in areas where cardholder data is present to prevent unauthorized access or breaches​​.

ï‚·Invalid Options:

B:Visitor badges must be distinguishable from employee badges.

C:Visitor logs are necessary but do not need detailed personal information like addresses.

D:Retaining visitor identification for 30 days is not a requirement.